As usual, it has been some time since I last update my blog here.
Bf family have left just a few minutes ago. Heading back to Penang but stopping by in Port dickson for lunch. Well, thats what they've planned.
For me, here I am taking my rest on the Sunday morning, surfing the net. And today, I was looking around in my friendster list to see my freinds updates on their life lately. I have finally realized something which it kept me wondering and wondering and wondering.....
I browse into their profile and all I see was them having fun around with friends of our age going for nice and luxury places to eat, shopping and best of all TRAVELLING. Oh come on.... I must admit that I really LOVE all of that activities. But I soon realized that all these "hobbies" needs lots of investment, you know what I mean ? I mean CASH !!! MONEY!!! and MORE MONEY !!!
After working for nearly a year now ( I started working on June 2007, right after I finished my final exam... and nope, my results was not even out yet by that time...), I have noticed that money is really something hard to earn. Once I started working, I then knew that I have lots of responsibilities to comply for. I never knew the value of money before this. This does not mean that I simply use up all the money that I have in the past, its just that I tend to think a lot when I want to spend on anything now.
Engineers are highly paid nowadays BUT money is always not sufficient, no matter how much you earn. Money cant buy happiness, but I MUST agree that money CAN MAKE US HAPPY. This is really true in our lifes now. Things does not comes cheap, and cheap things are hard to find.
I am the eldest sis among 3 siblings in my fmaily. All girls ! Haha. There you go. Being the eldest, its really tough. I really think a lot in the past few months, on how to earn as much as I can and of coz being happy with what I am doing. My plan was to go somewhere far from Melaka (as I have been staying here for many many years,,,,,,) after grad but I did not go for that. I want to take care of my family here. Papa and mummy is not that young and strong anymore. Each time I visit them back home, I feel that they are growing older and older each day, and that makes me worried for them. Are they eating healthy food? Enough to spend ? What else do they need ?
Mei Ying is currently working in KL with Telekom as she is bonded through her scholarship. I am proud of her as she did well in her studies, and does not depend on my parents for her studies. Now working in KL alone, I know that it is hard for her to survive with such a tight income and ect. I can understand that. I really do.
I worried the most of my papa, mummy and youngest sis, Mei Ching. Mei Ching who is the most pampered in the family, is only in Form 3 this year. In the next 2 more years, she shall completed her secondary school and then headed to pursue her studies to the next level, University. Being a uni student before, I know the hardship of surviving with such a tight "income" from PTPTN. I still remember those days where I really have to control my expenditure in order for me to have enough to last until the end of the month before the next "pocket money" is in. I still remember the days where I have to eat nasi lemak which only cost RM2 at the indian shop nearby my rented place. That indian shop was 1 of my favourite shop... you know why ? Because they dont charge for "ais kosong". This may sounds as if I was exaggerating but I seriously tell you that I was really THATTTT desperate at that time.
Since I started working, I value money much more, every single penny which I can save now... will do a great difference in the future.
As everyone knows, I must agree engineers are highly paid nowadays. BUT it all depends on how we actually spend and save. I must agree, with my pay right now, I CAN afford a lot of things. I can go holiday here and there if I want to, I can buy branded things anytime I want, I can buy a new phone anytime, I can just get a car of my own if I need to..... BUT..... and there is always a but.........
I need to plan wisely. Papa and mummy are not that young and strong anymore. I need to support my family. Monthly allowances, bills and ect. Mei CHing.... pocket money, books and ect... for now I am more worried of her higher education fund which I have started to save every month since last year. I really want to support them as much as I can, therefore new car, new phone, new bags, new clothes are not more my priorities. This is not the like I want it to be, but this is my family, and I will do my very best to provide them with everything I can. However, I know that I cant provide everything... but I must at least provide the necessities. I know I dont give much every month, but I need to have "spares" for rainy days.
Ah Bee and I have been looking around for houses for a really really long time now. We've started seeing houses here and there for more than half a year now. New houses, kampung house, bungalow, double storey semi detached, single storey and ect ect ect.... We've seen them all..... I mean in Melaka of coz.
Finally, we've found this one particular house which fits into my our budget and we have decided to go for it. Then I started calculating here and there. Buying a house cost much much much much more than a LV bag. Fuhhh... that was a tough decision. But I was really worried of my cash flow ...........
Yesterday as I was seeing "OUR" house, Mei Ying called and I told her that I was seeing this house and bla bla bla. Then I asked her whether can she contribute for my youngest sis education in the future..... I know she have her tight budget as well, and I know living in KL is not easy without $$$. Come on, everyone of us needs more cash.... More is always better. As I was just about to discuss with her, and she told me that she cant contribute any right now because of her current expenditure as well. Its ok. I understand that. But what hurts me the most is that, she hung up on me saying that " Why everytime we're on the phone, you always talk about money?".... then she cut it off. Sigh... I dont think I ask much from her.... I am asking her to save for our youngest sis. If she thinks its a burden, it is also a burden to me. BUT I take it as a responsibility as an elder sis. I didnt say give the money to me.... but its for the future of our youngest sis. Is this too much ? I dont blame her actually... just want to force her to save... if she dont have enough to provide to the family, at least she can support herself.... and save for her own usage in the future,.... thats really good enough.... I know that you will be reading my blog... I really dont mean to keep on pursuading you to give more.... coz I know I dont give much either, but I just want you to save for the future... thats all.... hope you understand "che che" k...... I know you already tried your best,,,, I really know....
Well maybe I think of money too much lately. I really want to think far ahead so that I can plan for the future before it is too late. I can spend all my money in 1 day... but to gain it back, its like HELL. Working is never that fun yeah ? :) Thats life.
As I was saying, Boey and I planned to get a house of our own. And this decision will meant a lot to us. Truthfully I feel really happy to owned a house of my own.... BUT I was really worried about my savings. I want to get a new car by the end of this year actually. Thats a gift from me to my papa whom really gave his all to the family. However, once I buy the house, a new car will be really super duper tight for me.... BUT WE REALLY NEED A CAR.... I'd talked to papa regarding the car. He did told me that he want to buy one for the family but he cant afford it. I then told my papa in a soft tone manner, "Pa, give me some time.... I will get one for the family" ... papa did not say a single word after that. Just a silent pause.... and we continued watching TV. I went back home that night... thinking really hard on how to save and earn more money. ..... So now you guys know why.. I always think of money.... hahaha..... Money can do many things..... but I've hard to work for it.
I did something which I am really proud of last month. You wana know what ? I finally bought a washing machine for my house. It has been a really long wait.... but I finally saved enough to buy one. Its is not a huge and expensive one.... but should be sufficient ... so that mummy do not need to hand wash all of our clothes anymore. She must be really tired all these years but never complained. ( I mean, she did complain from time to time... saying why my sis and I change so many clothes in 1 day? ).. Sorry mummy........Well, I guess this month I have to eat grass. ....its ok... ITS WORTH IT !!!
Next target:
1) Air COnd
( I know that this is not relaly necessary... but after staying for 20 years in that house, I know how super warm it can be during the evening.....) My boyfriend told me that this is not relaly important.... Actually, I knew that too..... But I just want to get an air cond, if I can afford it....
2) Car
Not sure what car I can afford right now.... but thats my target by the end of this year......
3) HOUSE
Actually, our house is already booked. Now ..... its the time to settle all the ect ect ect......
Shall update more next time.....
Bf family have left just a few minutes ago. Heading back to Penang but stopping by in Port dickson for lunch. Well, thats what they've planned.
For me, here I am taking my rest on the Sunday morning, surfing the net. And today, I was looking around in my friendster list to see my freinds updates on their life lately. I have finally realized something which it kept me wondering and wondering and wondering.....
I browse into their profile and all I see was them having fun around with friends of our age going for nice and luxury places to eat, shopping and best of all TRAVELLING. Oh come on.... I must admit that I really LOVE all of that activities. But I soon realized that all these "hobbies" needs lots of investment, you know what I mean ? I mean CASH !!! MONEY!!! and MORE MONEY !!!
After working for nearly a year now ( I started working on June 2007, right after I finished my final exam... and nope, my results was not even out yet by that time...), I have noticed that money is really something hard to earn. Once I started working, I then knew that I have lots of responsibilities to comply for. I never knew the value of money before this. This does not mean that I simply use up all the money that I have in the past, its just that I tend to think a lot when I want to spend on anything now.
Engineers are highly paid nowadays BUT money is always not sufficient, no matter how much you earn. Money cant buy happiness, but I MUST agree that money CAN MAKE US HAPPY. This is really true in our lifes now. Things does not comes cheap, and cheap things are hard to find.
I am the eldest sis among 3 siblings in my fmaily. All girls ! Haha. There you go. Being the eldest, its really tough. I really think a lot in the past few months, on how to earn as much as I can and of coz being happy with what I am doing. My plan was to go somewhere far from Melaka (as I have been staying here for many many years,,,,,,) after grad but I did not go for that. I want to take care of my family here. Papa and mummy is not that young and strong anymore. Each time I visit them back home, I feel that they are growing older and older each day, and that makes me worried for them. Are they eating healthy food? Enough to spend ? What else do they need ?
Mei Ying is currently working in KL with Telekom as she is bonded through her scholarship. I am proud of her as she did well in her studies, and does not depend on my parents for her studies. Now working in KL alone, I know that it is hard for her to survive with such a tight income and ect. I can understand that. I really do.
I worried the most of my papa, mummy and youngest sis, Mei Ching. Mei Ching who is the most pampered in the family, is only in Form 3 this year. In the next 2 more years, she shall completed her secondary school and then headed to pursue her studies to the next level, University. Being a uni student before, I know the hardship of surviving with such a tight "income" from PTPTN. I still remember those days where I really have to control my expenditure in order for me to have enough to last until the end of the month before the next "pocket money" is in. I still remember the days where I have to eat nasi lemak which only cost RM2 at the indian shop nearby my rented place. That indian shop was 1 of my favourite shop... you know why ? Because they dont charge for "ais kosong". This may sounds as if I was exaggerating but I seriously tell you that I was really THATTTT desperate at that time.
Since I started working, I value money much more, every single penny which I can save now... will do a great difference in the future.
As everyone knows, I must agree engineers are highly paid nowadays. BUT it all depends on how we actually spend and save. I must agree, with my pay right now, I CAN afford a lot of things. I can go holiday here and there if I want to, I can buy branded things anytime I want, I can buy a new phone anytime, I can just get a car of my own if I need to..... BUT..... and there is always a but.........
I need to plan wisely. Papa and mummy are not that young and strong anymore. I need to support my family. Monthly allowances, bills and ect. Mei CHing.... pocket money, books and ect... for now I am more worried of her higher education fund which I have started to save every month since last year. I really want to support them as much as I can, therefore new car, new phone, new bags, new clothes are not more my priorities. This is not the like I want it to be, but this is my family, and I will do my very best to provide them with everything I can. However, I know that I cant provide everything... but I must at least provide the necessities. I know I dont give much every month, but I need to have "spares" for rainy days.
Ah Bee and I have been looking around for houses for a really really long time now. We've started seeing houses here and there for more than half a year now. New houses, kampung house, bungalow, double storey semi detached, single storey and ect ect ect.... We've seen them all..... I mean in Melaka of coz.
Finally, we've found this one particular house which fits into my our budget and we have decided to go for it. Then I started calculating here and there. Buying a house cost much much much much more than a LV bag. Fuhhh... that was a tough decision. But I was really worried of my cash flow ...........
Yesterday as I was seeing "OUR" house, Mei Ying called and I told her that I was seeing this house and bla bla bla. Then I asked her whether can she contribute for my youngest sis education in the future..... I know she have her tight budget as well, and I know living in KL is not easy without $$$. Come on, everyone of us needs more cash.... More is always better. As I was just about to discuss with her, and she told me that she cant contribute any right now because of her current expenditure as well. Its ok. I understand that. But what hurts me the most is that, she hung up on me saying that " Why everytime we're on the phone, you always talk about money?".... then she cut it off. Sigh... I dont think I ask much from her.... I am asking her to save for our youngest sis. If she thinks its a burden, it is also a burden to me. BUT I take it as a responsibility as an elder sis. I didnt say give the money to me.... but its for the future of our youngest sis. Is this too much ? I dont blame her actually... just want to force her to save... if she dont have enough to provide to the family, at least she can support herself.... and save for her own usage in the future,.... thats really good enough.... I know that you will be reading my blog... I really dont mean to keep on pursuading you to give more.... coz I know I dont give much either, but I just want you to save for the future... thats all.... hope you understand "che che" k...... I know you already tried your best,,,, I really know....
Well maybe I think of money too much lately. I really want to think far ahead so that I can plan for the future before it is too late. I can spend all my money in 1 day... but to gain it back, its like HELL. Working is never that fun yeah ? :) Thats life.
As I was saying, Boey and I planned to get a house of our own. And this decision will meant a lot to us. Truthfully I feel really happy to owned a house of my own.... BUT I was really worried about my savings. I want to get a new car by the end of this year actually. Thats a gift from me to my papa whom really gave his all to the family. However, once I buy the house, a new car will be really super duper tight for me.... BUT WE REALLY NEED A CAR.... I'd talked to papa regarding the car. He did told me that he want to buy one for the family but he cant afford it. I then told my papa in a soft tone manner, "Pa, give me some time.... I will get one for the family" ... papa did not say a single word after that. Just a silent pause.... and we continued watching TV. I went back home that night... thinking really hard on how to save and earn more money. ..... So now you guys know why.. I always think of money.... hahaha..... Money can do many things..... but I've hard to work for it.
I did something which I am really proud of last month. You wana know what ? I finally bought a washing machine for my house. It has been a really long wait.... but I finally saved enough to buy one. Its is not a huge and expensive one.... but should be sufficient ... so that mummy do not need to hand wash all of our clothes anymore. She must be really tired all these years but never complained. ( I mean, she did complain from time to time... saying why my sis and I change so many clothes in 1 day? ).. Sorry mummy........Well, I guess this month I have to eat grass. ....its ok... ITS WORTH IT !!!
Next target:
1) Air COnd
( I know that this is not relaly necessary... but after staying for 20 years in that house, I know how super warm it can be during the evening.....) My boyfriend told me that this is not relaly important.... Actually, I knew that too..... But I just want to get an air cond, if I can afford it....
2) Car
Not sure what car I can afford right now.... but thats my target by the end of this year......
3) HOUSE
Actually, our house is already booked. Now ..... its the time to settle all the ect ect ect......
Shall update more next time.....
1 comment:
i have always look up to u because u are really sensible. i don't earn much and as i have told u, i have to suffer in my early years 1st. plus contributing to my family's expenses. obviously we have more responsibilities. sometimes i do envy our friends who can visit places as and when they like but deep down i'm contented that i have a loving family.
i truly understand what u mean. i do plan to get a car too but with my current earnings, it'' definitely be tough plus i don't want to burden my dad to fork up initial capital. gosh, sometimes we don't want to think too much but we have to for our future,huh?
i guess mei ying hangs up on u because she's too stressed up at work plus trust me, expenses are higher in kl. even if don't spend money on expensive food, the living costs are still high, plus she's driving. imagine we have to travel far just to get to a place, sometimes it's up to 2 hrs when we only need 15minutes to reach that same place without jam. really stressed up.
*hugs*
i'm sure u can take care of your family well, babe! i know you make good planning for yourself and want to provide the best for your family. that's why i really respect and proud of u, mei ling! i will always support u emotionally (financially i still cant la..perhaps in future if there's better job prospects can intro to u :D )! i miss u and don't forget to pamper yourself,ya? u need to be strong for your own sake, family's and friends. hehe..boey's too...
ok, i'll stop nagging now :P
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